Our people

Mark Stevens
As Head of Credit, Mark is responsible for developing robust credit policies and processes, working closely with our teams and professional partners to maintain strong asset quality and high standards of service. He is a key member of the Credit Committee.

Travis Mechem
Travis has an extensive background in sales and experience in business management. His main role is to establish and maintain relationships with our clients and key counterparties.
He loves to have a chat and is always happy to have a call and catch up at any point, business or personal Travis is there at the end of the phone.

Callum Spicer
Callum is a Senior New Business Executive, spearheading loan origination and delivering a smooth experience for new clients. He joined RAW Capital Partners in November 2023, bringing a proven track record in sales across trade, retail, and automotive sectors. Callum holds the Certificate in Mortgage Advice and Practice, enabling him to navigate complex lending requirements and ensure best-in-class client care.

Josh Hadley-Bougourd
Josh joined our team in May 2023 as a New Business Executive, he has quickly distinguished himself through his strong work ethic and impressive track record in writing a high number of loans. Leveraging his background in the aviation industry, Josh sought a new challenge in mortgage lending—a field he is actively exploring while studying for his Certificate in Mortgage Advice and Practice qualification.

Josh Bonsall
Josh leads our lending execution team, and is responsible for delivery of consistent service working closely with our professional counterparties to ensure maintenance of good quality fund assets and high-quality service delivery. He is a member of the Credit Committee.
Josh has experience in mortgage lending, private equity investing and currency hedging. He has developed expertise in database management and process improvement.

Kirsty Mauger
Kirsty joined RAW Capital Partners in 2020 as an Executive Assistant, providing essential support to the mortgage origination team. Since then, Kirsty has earned several promotions and now serves as the Assistant Manager of the Mortgage Executions team. In this role, Kirsty is instrumental in overseeing loan renewals, coordinating seamlessly between clients and internal teams to ensure each renewal meets our high standards of quality and efficiency.

Heather Hutchins
Heather first joined RAW Capital Partners in 2021 under our Internship Programme and quickly became a valued member of our team. Now thriving as a Mortgage Executive in the Mortgage Executions team, she handles mortgage transactions with care—liaising with clients, ensuring smooth documentation, and supporting compliance throughout the process.

Julie Merrien
Julie joined RAW Capital Partners in 2021 and now serves as a Client Services Executive. She is responsible for handling day-to-day interactions with our clients, managing updates and queries, and collaborating closely with internal teams to maintain a high standard of support. Her commitment to prompt, professional, and personalised service helps to uphold our standards of excellence in client care.

Nico Johansson
Nico joined RAW Capital Partners in July 2023 as Client Services Executive, where he plays a pivotal role in managing borrower enquiries and overseeing arrears resolution. He ensures prompt and personalised communication with our clients, contributing significantly to our reputation for exceptional service.

Szilvia Toth
Szilvia is our finance manager with over 15 years of experience in financial management. Before transitioning to RAW Capital Partners, she spent nearly a decade working for a global company in the intelligence sector, where she developed a sharp analytical mindset and ability to handle complex financial data. Her unique blend of industry experience and personal interests makes her a dynamic and insightful leader of the finance team across our Guernsey and Southampton offices.