A simple, fast and flexible option for residential Buy-to-Let and Holiday property bridging finance.
Quick and easy application process. Decision in principle within 24 hours. Personal response in everything we do.
Up to 65% of valuation or purchase price. Loan amount from £50,000 to £2.5 million. Term up to 11 months. Interest-only.
All situations considered. No pre-defined age restrictions. No employment requirement. Non-UK trusts, companies and individuals welcome.
At RAW Capital Partners, we are proud of our flexible approach, with no set maximum age restrictions; no specific employment, income nor asset requirements, we understand that not everyone can tick all the ‘right’ boxes when seeking a loan. That’s why we’re happy to work with entrepreneurs, contractors, self-employed individuals and those whose income might not be as straightforward as a monthly salary. Our ethos is to approach each case on a more considered basis. We love this market and strive to achieve the best possible solution for our more complex borrowers with the help of our expert team.
As experienced mortgage providers, we lend against quality residential property and review each individual application on its merits. Our senior team and credit committee take time carefully considering each proposal we receive.
While all situations are considered, we prefer to lend against:
- Completed residential property
- Located in major towns and cities in the British Isles
- Quality property in a decent state of repair
Our rates & fees
Interest rates on our bridging loans start from c0.4% per month with arrangement fees from 2.5% (minimum £2,000).
Application and related fees will be set dependent on both the borrower and the subject property. These fees are payable in advance.
Borrowers can benefit from a choice of paying interest in advance monthly or quarterly.
Finally, there are no early repayment charges (ERCs) associated with our mortgages. Instead, we charge a £950 fee for each and every capital repayment.
The next steps...
We always try to respond to this initial touchpoint within 48 hours. We aim to provide a decision in principle at this juncture. You may be asked to provide additional information to aid a smooth decision process.
If we can be of assistance, you will be provided with a confirmation letter, terms & conditions, and instructions on what happens next.
A choice of funds designed to safeguard your capital and provide attractive returns. Target net annualised returns up to 4.25%