We pride ourselves on responding rapidly to enquiries and looking more flexibly than mainstream lenders at individual borrower circumstances. Complex situations are welcome.

Key benefits

  • Flexible approach.
  • Access to decision makers and a team of specialists.
  • Rapid responses
  • Firm commitments with decision in principle
  • No age restrictions.
  • Interest only lending.
  • Loans from £50,000 to £4,000,000
  • Purchase, refinance or equity release.

Lending preferences

  • Against completed residential property
  • In good quality areas
  • Mostly in major towns and cities in the British Isles
  • On good quality property in a decent state of repair

Early repayments

No early repayment charges (ERCs) associated with our mortgages. Instead, we charge a simple flat fee for every capital repayment.