RAW Bridge
A simple, fast and flexible option for residential bridging finance.
Exceptional Service
- Quick and easy application process
- Decision in principle within 24 hours
- Personal response in everything we do
Bridging Specialists
- up to 50% of valuation or purchase price
- loan amount from £50,000 to £2.5 million
- Term up to 11 months
- Interest-only
Accommodating Approach
- All situations considered
- No pre-defined age restrictions
- No employment requirement
- Non-UK trusts, companies and individuals welcome
Apply Today!
Applying for a RAW Mortgage product could not be easier and our response times are second to none. Download the application form today - select the option that is best for you to get started!
Get Started
If you are applying on the behalf of one or more private individuals, we ask that you complete and return:
- an Application Form
- Providing a set of financial statements and, if applicable, a structure chart also help us reach a positive decision in a timely manner.
If you are applying on the behalf of one or more private individuals, we ask that you complete and return:
- an Application Form
Our standard form contains all the information we need to consider a standard case in a timely manner.
Download the application form to get started.
If you are applying on the behalf of a trust, we ask that you complete and return:
- an Application Form
- Providing a set of financial statements and, if applicable, a structure chart also help us reach a positive decision in a timely manner.
Eligibility Criteria
Our RAW Bridging Finance product can be used by a wide range of people. We are able to lend to:
- UK residents
- Non-UK residents
- UK expats
- Companies & trusts
Property Types
As experienced mortgage providers, we lend against quality residential property and review each individual application on its merits. Our senior team and credit committee take time carefully considering each proposal we receive.
While all situations are considered, we prefer to lend against:
- Completed residential property
- Located in major towns and cities in the British Isles
- Quality property in a decent state of repair
Our Fees
Our bridging finance starts at 5.25% over Bank of England Base Rate with arrangement fees from 2.0% (minimum £2,000).
Application and related fees will be set dependent on both the borrower and the subject property. These fees are payable in advance.
Borrowers can benefit from a choice of paying interest in advance monthly or quarterly. All payments must be paid from a non-UK bank account.
Finally, there are no early repayment charges (ERCs) associated with our mortgages. Instead, we charge a £950 fee for each and every capital repayment.
The Next Steps...
We always try to respond to this initial touchpoint within 48 hours. We aim to provide a decision in principle at this juncture. You may be asked to provide additional information to aid a smooth decision process.
If we can be of assistance, you will be provided with a confirmation letter, terms & conditions, and instructions on what happens next.
Apply Today!
Applying for a RAW Mortgage product could not be easier and our response times are second to none. Download the application form today - select the option that is best for you to get started!
Get Started
If you are applying on the behalf of one or more private individuals, we ask that you complete and return:
- an Application Form
- Providing a set of financial statements and, if applicable, a structure chart also help us reach a positive decision in a timely manner.
If you are applying on the behalf of one or more private individuals, we ask that you complete and return:
- an Application Form
Our standard form contains all the information we need to consider a standard case in a timely manner.
Download the application form to get started.
If you are applying on the behalf of a trust, we ask that you complete and return:
- an Application Form
- Providing a set of financial statements and, if applicable, a structure chart also help us reach a positive decision in a timely manner.