Bucking the trend of uncertainty in the market, RAW Capital Partners enjoyed a record-breaking month in May, achieving our highest ever month for the value of loans completed.
Data from the Bank of England recently showed that mortgage approvals for UK house purchases fell to 56,200 in May 2026 – their lowest level since December 2023. Interest rate volatility, combined with broader geopolitical and economic turbulence, has caused a slowdown in some quarters of the property and mortgage markets.
For RAW, the picture has been rather different. In May 2026 the total value of loans completed was approximately 50% higher than the next best month, which was March last year, when fast-approaching changes to stamp duty relief led to a surge in completions. Our thanks to The Intermediary, along with several other trade magazines, for covering the news.
It follows a strong Q1 of this year, where lending enquiries and volumes had risen notably.
What is behind this success?
- We have ensured our products have remained competitive.
- We have seen an uptick in the number of large loans completed, with introducers increasingly trusting RAW with high-value loans.
- Our mortgage range for UK residents continues to gather traction since its launch in December 2025.
- We have updated our policy for lending on new-builds, with RAW now lending against current market value (read more in Mortgage Solutions)
- We have rolled out various new product features over recent months, which include allowing 10% overpayments, helping us to attract more business
“May was a standout month for RAW, and this is made even more pleasing given the challenging conditions that we – and all lenders – continue to operate in,” said Ben Nichols, RAW’s CEO. “In fact, a key driver of our success this year has been our ability to offer continuity and stability during a volatile period, being able to meet our customers’ needs whatever the backdrop.”
Ben added: “Having been lending for over a decade, however, we’re too experienced to get carried away by a record-breaking month. Consistency is absolutely essential as a lender. Brokers want to know what you do well and trust you can do it over and over again – that remains our focus as we push for more growth and success in the months to come.”