RAW Mortgage Fund

• Consistent investment performance and returns for investors from a well established investment strategy.
• Low volatility. The value of the Fund does not fluctuate up and down like the stock market or many equity-based investments.
• Strong protection for your capital from underlying loans secured against residential property in the British Isles, the Fund has a first legal charge in each case.
• The Fund lends against residential property, much like a building society, at low loan to valuation ratios with a maximum of 55% loan to value on a single property.
• Property values would need to fall very significantly before there was a major negative impact on the capital value of the Fund.
• Directors’ of the Investment Manager and its shareholders are significant investors in the Fund.
• All properties are valued independently by a hand-picked panel of RICS qualified valuers or using reliable data driven models. Solicitors are used to complete transactions and security checks.
• All loans made by the Fund are carefully considered by an experienced Credit Committee.

• Depending on the Share Class you choose, a minimum of 1, 3 or 6 calendar months written notice of withdrawal, prior to redemption dealing day, is required to access your capital.
• Redemption proceeds are only available after independent calculations of the Fund valuation have been completed, checked and agreed. Usually this process takes approximately 10 working days after a calendar quarter end.
• Any investment in the Fund is not protected by the Guernsey Banking Deposit Compensation Scheme.
• The Fund makes mortgage loans secured against residential property, much like a building society. These loans are each typically for 5 years. Therefore, there is a possibility that investors might have to wait longer for redemptions than the specified notice period.
• If there was a very significant decline in UK house prices, the capital value of the Fund could be impacted. This may result in losses for investors.
• There are no guarantees that the historic performance of the Fund can be repeated in the future.
• Professional counterparties, such as valuers and solicitors, can make mistakes (however, we do check their professional insurance cover thoroughly).
• Not all risks can be foreseen and so there are other potential risks that may impact the performance of the Fund and the value of your investment.

The RAW Mortgage Fund is a cell of RAW Alpha PCC Limited, a protected cell company registered with limited liability in Guernsey on 10 December 2012 having registration number 55993.

The Fund is authorised as an open ended Class B scheme by the Guernsey Financial Services Commission.

The Investment Manager will charge a single transparent management fee in each share class. The Fund will also bear the cost of the Fund's Administration, Custody, Audit and Directors which equates to c0.19%.

Further details of these management fees, administration and transactional fees are included in the Prospectus (known as the Scheme and Supplemental Particulars) for the Fund which we will be delighted to send to you on request.

Please call us on +44 1481 708250 or email the team [email protected]

Assets are held in the name of the Fund and are under the control of its Custodian. The Fund's assets are valued independently by a professional fund administration firm, as required by regulation. The administrator is also responsible for reporting to investors and for ensuring fair treatment of investors in line with the Prospectus. The Fund is domiciled in Guernsey and oversight of the Fund is provided by an independent board of directors.

RAW Capital Partners Limited is responsible for managing the assets of the Fund, it is regulated by the Guernsey Financial Services Commission (2101792).  RAW Mortgage Fund is a cell of RAW Alpha PCC Limited which is an authorised collective investment scheme regulated by The Protection of Investors (Bailiwick of Guernsey) Law, 1987, consolidated (2103625) by the Guernsey Financial Services Commission.