Private Opportunities


Democrance is a B2B2C micro insurance proposition providing basic life and health insurance to low income consumers in the Middle East, and Africa, via mobile phones. The Democrance platform allows new customers to subscribe through their mobile phone using SMS, USSD or mobile web; payments are also managed digitally through airtime, mobile money or loyalty points.
Democrance provides a platform to allow profitable growth for both the insurer and the mobile operator, while protecting vulnerable parts of society through microinsurance. Democrance is in advance discussions with mobile operators in Jordan and remittance houses in the UAE. They also have discussions progressing with three global insurance carriers and a tech company in India that is introducing Democrance to global mobile operators.