RAW Sterling Cash Deposit Fund

A high interest, highly diversified bank deposit fund

The RAW Sterling Cash Deposit Fund is suited to investors wishing to improve investment returns on GBP cash deposits. The Fund offers investors a quicker, more convenient and cost effective way to manage cash than opening multiple bank accounts.

The Fund is actively managed and invests solely in a range of bank deposits and certificates of deposit with high quality banking institutions. We do not attempt to enhance yield via derivatives or structured products. The investment objective of the Fund is to generate a better return than is typically available on one month bank deposits whilst reducing counterparty risk through diversification of banking institutions.

Monthly performance YTD Since inception
+0.08% +0.41% +2.85%

Target investment return

The aim of the Fund is to outperform one month GBP LIBOR, by 0.50% per annum after fees on any rolling 12 month basis.

Investment philosophy

We consider managing risk to be the avoidance of permanent capital loss. Our first principle, therefore, is to build investment strategies that are backed by sound logic and are implemented in a consistent and repeatable manner, with the emphasis on carefully analysing potential investment returns for a given unit of risk.

To avoid emotional influences, we have standardised our investment decision making process via a rules-based approach which is designed to systematically identify investment opportunities that help avoid behavioural bias.

Investment strategy

In conjunction with our cash advisor, we actively manage cash deposits over a spread of durations to seek the best risk-adjusted returns from a panel of banking institutions.

Risk management

Counterparty exposure, liquidity and risk profiles of banking institutions is actively monitored by RAW Capital Partners and our cash advisor, JCAP Treasury Services.

Key facts

Name
RAW Sterling Cash Deposit Fund
Investment Manager
RAW Capital Partners Limited
Target Gross Annualised Total Return
LIBOR GBP 1 month +0.50%
Liquidity / Redemption
Monthly / 35 day notice
Accumulation / Income
Accumulation
Legal (Guernsey)
Bedell Cristin Guernsey Partnership
Custody
Royal Bank of Canada (Channel Islands) Limited
Inception Date
July 2014
Cash Advisor
JCAP Treasury Services
Base Currency
GBP
Leverage
None
Auditor
Ernst & Young LLP, Guernsey
Administration
JTC Fund Solutions
Fund Domicile
Guernsey

Fund Structure

The RAW Sterling Cash Deposit Fund is a cell of RAW Alpha PCC Limited, a protected cell company registered with limited liability in Guernsey on 10 December 2012 having registration number 55993.

The Fund is authorised as an open ended Class B scheme by the Guernsey Financial Services Commission.

Investment Manager Profile

RAW Capital Partners Limited is a boutique asset management company incorporated and based in Guernsey. The co-founders, Richard Avery-Wright and Dennis Stoller, have a strong previous track record and share a combined experience in financial markets of over 40 years. Proprietary investment strategies are backed by sound logic and implemented in a consistent, repeatable and disciplined manner, with the emphasis on carefully analysing potential investment returns for a given unit of risk.

Corporate Governance

Assets are held in the name of the Fund and are under the control of its Custodian. The Fund is domiciled in Guernsey and oversight of the Fund is provided by an independent board of directors. RAW Capital Partners Limited is regulated under the Protection of Investor legislation by the Guernsey Financial Services Commission.